So the question is: can we detect the actual reachability using probes fast enough that we don't feel we also need to look in the routing tables?
That's on the benefit side, but also have too look at the cost side in terms of scaling. If all hosts perform e2e probing of all the local/peer locator pairs this might add up to a lot of packets;
might be more than the amount of
data packets that are exchanged in some cases (imagine hosts being sensors
which only send a data packet every 30 seconds and now you add probing 4 or
so local/peer locator pairs!).
If we care about *site* (and not *host*) multihoming one could try to have hosts share the information they learn from probing with their neighboring hosts. But that leads more or less to reinventing a routing protocol.